Honda Car Finance

Johnsons Honda works in partnership with Honda Finance Solutions to offer a great choice of personal finance packages.

Every new car in our range comes with a variety of flexible agreements tailored for your fiscal circumstances, giving you the best-possible value when you purchase one of our cars. In addition to conventional loan deals which offer competitive rates of interest, the types of financial package available include:

  • Hire Purchase: Trustworthy and predictable, this arrangement comprises an initial deposit paid to Honda Finance Solutions, followed by fixed monthly payments over one to five years. At the end of this term, you own the car outright.
  • Personal Contract Purchase: A PCP arrangement enables you to defer payment of the total cost of the car until a final balloon payment, based on the car's expected future value at the time of the contract and set against the deposit.
  • Contract Hire: A useful rental option for domestic and commercial users, a Contract Hire agreement gives you a huge amount of flexibility. Usually, 100% of the VAT you pay on the car can also be reclaimed.
A Personal Contract Purchase (PCP) agreement is similar to a Personal Contract Hire deal. The most significant difference is that, at the end of the term, you retain the option to return the car or take full ownership of the vehicle at a pre-agreed price.
For many people, Hire Purchase is an easy and effective way of buying a car over a length of time that best suits their budget. A Hire Purchase agreement is different to a regular car loan, because you don’t actually own the vehicle until it’s repaid.
Lease Purchase offers you the security of fixed monthly rentals, as well as the flexibility of choosing to pay a lump sum at the end of your agreement to own the vehicle or return it.
Personal Contract Hire (PCH) is a form of car leasing for personal users. With PCH, you pay a monthly car lease fee to obtain a new car for an agreed length of time