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New alloy wheels are one of the most visually pleasing elements of a brand-new car, yet are also one of the most susceptible to scratches and scuffs against kerbs. Similarly, tyres are not only the part of a car that endures the most wear and tear – they are also vulnerable to punctures, abrasions, and vandalism.
Along with financing for your new car, the salespeople at your local Johnsons dealership will be able to provide you with a comprehensive alloy and tyre insurance policy to compensate you if these essential yet exposed parts of your vehicle are damaged. This type of protection is even more highly recommended if you frequently have to travel on poor road surfaces. It covers you for a certain number of separate incidents of damage, generally over a period of between one and four years.
WHY GET INSURED?
WHAT IS COVERED?
✓ Tyre replacements are limited to five (5) during the policy term, at a maximum amount including VAT as detailed on the policy schedule, which will be:
✓ £250 per replacement and £1,250 in total.
✓ Unlimited tyre repairs, up to a maximum of £50 per repair including, but limited to the maximum amount detailed on the policy schedule during the policy term.
✓ Where necessary, repairs will include the cost of a replacement valve, wheel balancing and environmental disposal.
✓ Alloy wheel repairs are limited to ten (10) during the policy term, at a maximum of £150 per repair including VAT and £1,500 including in total.
✓ A contribution towards a replacement alloy wheel in the event it is damaged beyond repair, up to a maximum of £150 including VAT per alloy wheel.WHAT IS NOT COVERED
x Any alloy wheel or tyre damage which is not reported within thirty (30) days of the incident date.
x Any claim where the tyre tread depth does not comply with UK road traffic regulations at the incident date.
x Any alloy wheel or tyre damage where the damage has been accumulated over an extended period, which is deemed to be wear and tear.
x Any damage to an alloy wheel showing evidence of rust or corrosion.
x Any claim relating to a tyre or alloy wheel that is not fitted to the vehicle or damage that was present at the start of the policy.
x Any claim relating to a road traffic accident or as a result of fire, theft or flood.
x Any claim for malicious damage that is not accompanied by a crime reference number.
x Consequential damage, loss or injury of any kind.
AM I ELIGIBLE
! Cover only applies where the accidental or malicious damage is a result of a sudden and unforeseen event.
! You must be resident in the United Kingdom, Channel Islands or the Isle of Man.
! You must have purchased the policy from the supplying dealer no later than thirty (30) days after purchasing the vehicle.
! The vehicle must not be an emergency vehicle, commercial vehicle, taxi, courier vehicle, bus, minibus, coach, truck, motor home, trailer, heavy goods vehicle, licenced private hire vehicle, daily rental vehicle or breakdown and recovery vehicle.
! The vehicle must not be used for commercial or business use, dispatch, hire and reward, driving school tuition, chauffeuring, road racing, track days (timed or untimed), rallying, pace-making, speed testing or any other competitive event.
! Wheels that are of chrome finish, polished finish or split rim construction.
PLEASE NOTE BEFORE PURCHASING
If you have already purchased a Johnsons Smart Plus Product, your Alloy Wheels will already be covered. Therefore if you proceed with this purchase you'll be paying twice for Alloy Wheel cover - in this case, this product should only be purchased if you wish to also insure your tyres.
For further information on the alloy and tyre insurance
policies available at Johnsons, get in touch with your local dealer today.
Whatever your question or feedback we are here to help. So please feel free to contact us.
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Johnsons Cars Limited is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486) and which is permitted to advise on and arrange general insurance contracts as an intermediary.
Johnsons Cars Limited is authorised and regulated by the Financial Conduct Authority (FCA) (our registration number is 688450. Permitted activities include acting as a credit broker not a lender.
As an FCA regulated credit broker we can introduce you to a selected group of lenders / brokers (see below) who may be able to help you finance your purchase. This group of lenders / brokers provides us with a range of products which may be suitable for your purchase. We will explain the key features of those products to you.
Volkswagen Financial Services (UK) Limited, Evolution Funding Limited, Santander Consumer (UK) plc, Honda Finance Europe PLC, CA Auto Finance UK Ltd, Suzuki Financial Services Limited, Volkswagen Financial Services (UK) Limited, Hyundai Capital UK Limited, Stellantis Financial Services Uk Limited, Toyota Financial Services (UK) PLC, FCE Bank Plc,
We are a credit broker and not a lender. We can introduce you to a limited number of lenders and their finance products, we act as their agent for this introduction. We are not an independent financial advisor; we will provide details of products available. We may advise you on the products, subject to your personal circumstances, though you are not obliged to take our advice or recommendation.
We do not charge you a fee for our services. we will typically receive commission from whichever lender we introduce you to (either a fixed fee or a fixed percentage of the amount you borrow).
Unless we consider it to be inappropriate given your personal circumstances, for certain vehicles e.g. New, our approach is to introduce you to the lender who are usually able to offer the best available package for you, taking into account interest rates, residual valuations (where applicable) and other contributions. If they are unable to make you an offer of finance, or the vehicle is not one that we would normally place with them we will introduce you to other lenders on our panel. The lender we introduce you to and available rates will depend upon a number of factors including: the vehicle, your personal circumstances and the likelihood of a lender to accept an application based on information provided.
Lenders typically pay a commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Different lenders may pay different commissions for such introductions; some lenders may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. If you would like to know the amount of any remuneration we have received from the finance provider, please ask us.
All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over, Guarantees may be required. View our full finance disclosure.
